Actual Budget Personal Finance

What is Actual Budget?

Actual Budget is a fast, privacy-focused personal finance app with envelope budgeting. It runs locally-first with optional sync, providing a clean interface for managing budgets, transactions, and financial goals.

Installation

docker run -d --name actual \
    -p 5006:5006 \
    -v /opt/actual:/data \
    --restart unless-stopped \
    actualbudget/actual-server:latest

Features

• Envelope budgeting methodology
• Bank sync via SimpleFIN or GoCardless
• Custom rules for auto-categorization
• Reports and spending analysis
• Multi-device sync
• Import from YNAB, Mint, CSV
• Fast local-first architecture